Job Summary
Responsible for delivering excellent business performance through aggressive marketing of company products, ensuring optimum productivity, high quality / yielding loan book, operational efficiency, and outstanding relationship management.
Minimum Qualification: Bachelor’s Degree
Microfinance Experience: Selling Logbook, Asset Finance, Agriculture Loans & School Loans
Experience Length: 2 years+
Job Description/Requirements
- Business growth, client advisory, relationship management, and mobilization of Loan Security Fund.
- Conducted client onboarding, loan appraisals for customer applications, and credit analysis and recommended disbursements to management to achieve the set TAT.
- Maintain healthy loan portfolio management, relationship/ personal loan adviser/ customer rapport/ and skillful engagement etc.
- Effective monitoring of loan repayments and mitigating risks related to defaults and maintaining PAR at a set standard
- Optimize revenue generation while reducing the operating costs to attain the set CTI.
- Grow active customers in line with the business plan/projection by aggressively marketing financial products in line with the given targets.
- Keep abreast of new developments in customer preference and advise management on relevant changes.
- Manage customer relations under personal portfolio and ensure lasting relations with all clients through repeat business and minimize the cost of business acquisition.
- Ensure that all conditions pertaining to disbursements are fulfilled prior to disbursement requests being processed.
- Ensure compliance and adherence to set policies & procedures in all operations
- Ensure compliance with KYC policies, especially during the account opening procedure.
- Being a good team player and working together with other departmental staff.
- Generate and present Actual vs. Projections reports for information & decision-making by management
Closing on: Apr 17, 2025
