BRANCH CREDIT ADMINISTRATOR.
The Branch Credit Administrator will report to the Branch Manager.
Specific Responsibilities include: –
1. Conduct field visits and carry out the verification of loans to improve branch portfolio quality.
2. Lead and direct the credit committee meetings to achieve efficiency in the operation of the credit section.
3. Plan, review, and monitor the implementation of guidelines for portfolio quality control and submit periodic compliance reports in line with the work plan and lending policy.
4. Responsible for relationship management with clients and potential clients to enhance acquisition, retention, and growth.
5. Provide safe custody for the loan securities and files in line with bank policy and procedures in place.
6. Review credit proposals, appraise and disburse loans for the branch in accordance with the credit policy & the risk management policy.
7. Review performance of different loan products and make recommendations.
8. Verify and establish authenticity and completeness of loan documentation in line with the credit policy and defined authorization limits.
9. Proactively identify and assess the risks faced by the Branch and maintain an effective system of credit controls to minimize exposure;
10. Liaise with the debt recovery team to support the process of recovery of non – performing loans.
Required Experience for Job Position 1 above:
• A Bachelor’s Degree in any discipline
• At least 3 years’ in credit administration.
• Should not be more than 40 years of age.
